Terms of Use
Welcome to ZM Softwares. By using our website and free tools, you agree to the following terms. Please read them carefully.
1. Service Description
We provide free online utility tools (such as document generators and calculators) for personal and professional use. These services are provided "as-is" without any warranty of any kind.
2. User Responsibilities
You are responsible for how you use the documents generated by our tools. You agree to:
- Verify the accuracy of all information before using documents for business or legal purposes.
- Not use our tools for any fraudulent or illegal activities.
- Ensure that the data you input does not violate any third-party rights.
3. Limitation of Liability
ZM Softwares and its creators shall not be liable for any damages, financial losses, or errors resulting from the use of our tools. Use of this website is entirely at your own risk.
4. Intellectual Property
The design, code, and content of this website are owned by ZM Softwares. You may use the documents you generate for your own business, but you may not copy or redistribute our software code without permission.
5. Privacy & Data
Your privacy is important to us. Please review our Privacy Policy to see how we handle your information and how we use cookies for site functionality and advertising.
6. Changes to Terms
We may update these terms at any time. Your continued use of the site means you accept the updated terms.
7. Contact Us
If you have any questions, feel free to reach out at:
📧 info@zmsoftwares.com